The Harper

Harper is one of the plans D.R. Horton is building around Ocala. There are 11 of them available right now. Which one is worth looking at depends far more on the homesite than on the plan, so once you like the layout, text me and we'll talk about where they sit.

Inventory and pricing as of September 8, 2026.

Size1,665 sq ft
Bedrooms4
Bathrooms2
Garage2-car
Available now11, from $269,990
CommunitiesEmerson Pointe · Sandal Key · Tartan Farms · Twisted Oaks · Waterford

Harper homes available now

  • Harper plan, a new D.R. Horton home in Emerson Pointe

    Harper

    Emerson Pointe · Homesite 59 · 4 bd · 2 ba · 1,665 sq ft · 2-car

    $279,990$282,070

    $2,122/mo est. FHA · 3.5% down · rate 4.990% · APR 5.798%

    Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.

    Ready OctoberPrice reduced

    HOA
    $95/mo
    Availability
    Ready October
    Community
    Emerson Pointe

    FHA

    $2,122/mo

    3.5% down · 30-yr fixed · rate 4.990% · APR 5.798%

    Conventional

    —

    No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.

    VA

    $2,059/mo

    0% down · 30-yr fixed · rate 4.990% · APR 5.278%

    Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.

    Ask me about this one

  • Harper plan, a new D.R. Horton home in Emerson Pointe

    Harper

    Emerson Pointe · Homesite 30 · 4 bd · 2 ba · 1,665 sq ft · 2-car

    $269,990$282,070

    $2,053/mo est. FHA · 3.5% down · rate 4.990% · APR 5.801%

    Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.

    Ready OctoberPrice reduced

    HOA
    $95/mo
    Homesite
    ≈4,790 sq ft
    Availability
    Ready October
    Community
    Emerson Pointe

    FHA

    $2,053/mo

    3.5% down · 30-yr fixed · rate 4.990% · APR 5.801%

    Conventional

    —

    No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.

    VA

    $1,991/mo

    0% down · 30-yr fixed · rate 4.990% · APR 5.280%

    Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.

    Ask me about this one

  • Harper plan, a new D.R. Horton home in Emerson Pointe

    Harper

    Emerson Pointe · Homesite 51 · 4 bd · 2 ba · 1,665 sq ft · 2-car

    $269,990$283,070

    $2,053/mo est. FHA · 3.5% down · rate 4.990% · APR 5.801%

    Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.

    Ready OctoberPrice reduced

    HOA
    $95/mo
    Homesite
    ≈4,790 sq ft
    Availability
    Ready October
    Community
    Emerson Pointe

    FHA

    $2,053/mo

    3.5% down · 30-yr fixed · rate 4.990% · APR 5.801%

    Conventional

    —

    No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.

    VA

    $1,991/mo

    0% down · 30-yr fixed · rate 4.990% · APR 5.280%

    Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.

    Ask me about this one

  • Harper

    Sandal Key · Homesite 79 / Blk A · 4 bd · 2 ba · 1,665 sq ft · 2-car

    $279,990$283,070

    $2,369/mo est. FHA · 3.5% down · rate 4.990% · APR 5.798%

    Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.

    Ready OctoberPrice reduced

    HOA
    $345/qtr
    Homesite
    ≈4,790 sq ft
    Availability
    Ready October
    Community
    Sandal Key

    FHA

    $2,369/mo

    3.5% down · 30-yr fixed · rate 4.990% · APR 5.798%

    Conventional

    —

    No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.

    VA

    $2,305/mo

    0% down · 30-yr fixed · rate 4.990% · APR 5.278%

    Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.

    Ask me about this one

  • Harper plan, a new D.R. Horton home in Tartan Farms

    Harper

    Tartan Farms · Homesite 105 · 4 bd · 2 ba · 1,665 sq ft · 2-car

    $292,070

    $2,327/mo est. FHA · 3.5% down · rate 4.990% · APR 5.794%

    Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.

    Ready October

    HOA
    $15/mo
    Homesite
    ≈4,360 sq ft
    Availability
    Ready October
    Community
    Tartan Farms

    FHA

    $2,327/mo

    3.5% down · 30-yr fixed · rate 4.990% · APR 5.794%

    Conventional

    —

    No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.

    VA

    $2,261/mo

    0% down · 30-yr fixed · rate 4.990% · APR 5.275%

    Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.

    Ask me about this one

  • Harper plan, a new D.R. Horton home in Tartan Farms

    Harper

    Tartan Farms · Homesite 74 · 4 bd · 2 ba · 1,665 sq ft · 2-car

    $275,000$292,070

    $2,209/mo est. FHA · 3.5% down · rate 4.990% · APR 5.799%

    Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.

    Ready OctoberPrice reduced

    HOA
    $15/mo
    Homesite
    ≈5,230 sq ft
    Availability
    Ready October
    Community
    Tartan Farms

    FHA

    $2,209/mo

    3.5% down · 30-yr fixed · rate 4.990% · APR 5.799%

    Conventional

    —

    No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.

    VA

    $2,146/mo

    0% down · 30-yr fixed · rate 4.990% · APR 5.279%

    Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.

    Ask me about this one

Where these payment numbers come from

  • FHA — note rate 4.990%, from gov-499-november.pdf — D.R. Horton / DHI Mortgage corporate flyer, REV 08/11/26 (assets/flyers/programs/), confirmed 2026-09-03, good through 2026-11-30.
  • Conventional — no figure is shown anywhere on this site. The rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage quotes this one directly.
  • VA — note rate 4.990%, from gov-499-november.pdf — D.R. Horton / DHI Mortgage corporate flyer, REV 08/11/26 (assets/flyers/programs/), confirmed 2026-09-03, good through 2026-11-30.

Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.