Emerson Pointe

A quiet new-construction neighborhood in northeast Ocala near Silver Springs, offering a wide range of single-family plans from efficient starters to five-bedroom homes.

Inventory and pricing as of September 8, 2026.

Emerson Pointe in Ocala, Florida
Where it isOcala, FL · Marion County
Drive from Ocalaabout 5 minutes (roughly 3 miles) from downtown Ocala
Homes available20, from $259,990 to $337,070
HOA$95/mo
Bedrooms3 to 5
Plans hereAllex, Archer II, Elston, Freeport II, Harper, Lakeside, Robie
Home typeSingle-family

Community site plan (PDF)

Available in Emerson Pointe

  • Lakeside plan, a new D.R. Horton home in Emerson Pointe

    Lakeside

    Emerson Pointe · Homesite 48 · 5 bd · 3 ba · 2,077 sq ft · 2-car

    $337,070

    $2,519/mo est. FHA · 3.5% down · rate 4.990% · APR 5.784%

    Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.

    Ready October

    HOA
    $95/mo
    Availability
    Ready October
    Community
    Emerson Pointe

    FHA

    $2,519/mo

    3.5% down · 30-yr fixed · rate 4.990% · APR 5.784%

    Conventional

    —

    No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.

    VA

    $2,443/mo

    0% down · 30-yr fixed · rate 4.990% · APR 5.265%

    Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.

    Ask me about this one

  • Lakeside plan, a new D.R. Horton home in Emerson Pointe

    Lakeside

    Emerson Pointe · Homesite 45 · 5 bd · 3 ba · 2,077 sq ft · 2-car

    $325,990$342,070

    $2,442/mo est. FHA · 3.5% down · rate 4.990% · APR 5.786%

    Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.

    Ready OctoberPrice reduced

    HOA
    $95/mo
    Availability
    Ready October
    Community
    Emerson Pointe

    FHA

    $2,442/mo

    3.5% down · 30-yr fixed · rate 4.990% · APR 5.786%

    Conventional

    —

    No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.

    VA

    $2,368/mo

    0% down · 30-yr fixed · rate 4.990% · APR 5.267%

    Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.

    Ask me about this one

  • Robie plan, a new D.R. Horton home in Emerson Pointe

    Robie

    Emerson Pointe · Homesite 60 · 5 bd · 3 ba · 2,447 sq ft · 2-car

    $321,070

    $2,408/mo est. FHA · 3.5% down · rate 4.990% · APR 5.788%

    Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.

    Ready October

    HOA
    $95/mo
    Availability
    Ready October
    Community
    Emerson Pointe

    FHA

    $2,408/mo

    3.5% down · 30-yr fixed · rate 4.990% · APR 5.788%

    Conventional

    —

    No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.

    VA

    $2,335/mo

    0% down · 30-yr fixed · rate 4.990% · APR 5.268%

    Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.

    Ask me about this one

  • Lakeside plan, a new D.R. Horton home in Emerson Pointe

    Lakeside

    Emerson Pointe · Homesite 99 · 5 bd · 3 ba · 2,077 sq ft · 2-car

    $319,990$337,070

    $2,400/mo est. FHA · 3.5% down · rate 4.990% · APR 5.788%

    Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.

    Ready OctoberPrice reduced

    HOA
    $95/mo
    Homesite
    ≈8,280 sq ft
    Availability
    Ready October
    Community
    Emerson Pointe

    FHA

    $2,400/mo

    3.5% down · 30-yr fixed · rate 4.990% · APR 5.788%

    Conventional

    —

    No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.

    VA

    $2,328/mo

    0% down · 30-yr fixed · rate 4.990% · APR 5.268%

    Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.

    Ask me about this one

  • Elston

    Emerson Pointe · Homesite 26 · 4 bd · 2.5 ba · 2,260 sq ft · 2-car

    $316,080

    $2,373/mo est. FHA · 3.5% down · rate 4.990% · APR 5.789%

    Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.

    Under construction

    HOA
    $95/mo
    Homesite
    ≈4,790 sq ft
    Availability
    Under Construction
    Community
    Emerson Pointe

    FHA

    $2,373/mo

    3.5% down · 30-yr fixed · rate 4.990% · APR 5.789%

    Conventional

    —

    No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.

    VA

    $2,301/mo

    0% down · 30-yr fixed · rate 4.990% · APR 5.269%

    Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.

    Ask me about this one

  • Elston plan, a new D.R. Horton home in Emerson Pointe

    Elston

    Emerson Pointe · Homesite 23 · 4 bd · 2.5 ba · 2,260 sq ft · 2-car

    $316,070

    $2,373/mo est. FHA · 3.5% down · rate 4.990% · APR 5.789%

    Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.

    Ready October

    HOA
    $95/mo
    Homesite
    ≈4,790 sq ft
    Availability
    Ready October
    Community
    Emerson Pointe

    FHA

    $2,373/mo

    3.5% down · 30-yr fixed · rate 4.990% · APR 5.789%

    Conventional

    —

    No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.

    VA

    $2,301/mo

    0% down · 30-yr fixed · rate 4.990% · APR 5.269%

    Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.

    Ask me about this one

See these in the full list

Where these payment numbers come from

  • FHA — note rate 4.990%, from gov-499-november.pdf — D.R. Horton / DHI Mortgage corporate flyer, REV 08/11/26 (assets/flyers/programs/), confirmed 2026-09-03, good through 2026-11-30.
  • Conventional — no figure is shown anywhere on this site. The rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage quotes this one directly.
  • VA — note rate 4.990%, from gov-499-november.pdf — D.R. Horton / DHI Mortgage corporate flyer, REV 08/11/26 (assets/flyers/programs/), confirmed 2026-09-03, good through 2026-11-30.

Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.

Thinking about Emerson Pointe?

Text me and I'll tell you which homesites I'd look at first and which ones I'd skip. If you want to walk it, it's about 5 minutes (roughly 3 miles) from downtown Ocala — pick a day and I'll meet you there.

Call or text Rudy Book a walkthrough