Waterford
New single-family homes in Brooksville off Cortez Boulevard (FL-50) on the Nature Coast — near the Suncoast Parkway for an easy commute toward Tampa.
Inventory and pricing as of September 8, 2026.
| Where it is | Brooksville, FL · Hernando County |
|---|---|
| Drive from Ocala | about 90 minutes (roughly 63 miles) from downtown Ocala |
| Homes available | 14, from $299,990 to $459,990 |
| HOA | $8/mo |
| Bedrooms | 4 to 5 |
| Plans here | Camden, Coral, Elston, Harper, Hawthorne, Lantana, Robie |
| Home type | Single-family |
Available in Waterford
-

Camden
Waterford · Homesite 265 · 4 bd · 3.5 ba · 2,836 sq ft · 3-car
$459,990
$481,065$3,510/mo est. FHA · 3.5% down · rate 4.990% · APR 5.766%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Ready OctoberPrice reduced
- HOA
- $100/yr
- Availability
- Ready October
- Community
- Waterford
FHA
$3,510/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.766%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$3,405/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.249%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-

Camden
Waterford · Homesite 259 · 4 bd · 3.5 ba · 2,836 sq ft · 3-car
$449,990
$484,490$3,440/mo est. FHA · 3.5% down · rate 4.990% · APR 5.767%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Ready OctoberPrice reduced
- HOA
- $100/yr
- Availability
- Ready October
- Community
- Waterford
FHA
$3,440/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.767%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$3,338/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.250%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-

Camden
Waterford · Homesite 257 · 4 bd · 3.5 ba · 2,836 sq ft · 3-car
$445,990
$479,490$3,412/mo est. FHA · 3.5% down · rate 4.990% · APR 5.768%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Ready OctoberPrice reduced
- HOA
- $100/yr
- Availability
- Ready October
- Community
- Waterford
FHA
$3,412/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.768%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$3,311/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.250%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-

Camden
Waterford · Homesite 261 · 4 bd · 3.5 ba · 2,836 sq ft · 3-car
$439,990
$473,990$3,371/mo est. FHA · 3.5% down · rate 4.990% · APR 5.769%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Ready OctoberPrice reduced
- HOA
- $100/yr
- Availability
- Ready October
- Community
- Waterford
FHA
$3,371/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.769%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$3,271/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.251%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-

Hawthorne
Waterford · Homesite 264 · 4 bd · 3 ba · 2,537 sq ft · 3-car
$432,990
$3,322/mo est. FHA · 3.5% down · rate 4.990% · APR 5.769%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Ready October
- HOA
- $100/yr
- Availability
- Ready October
- Community
- Waterford
FHA
$3,322/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.769%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$3,224/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.251%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-

Coral
Waterford · Homesite 263 ·
$389,990
$401,990$3,023/mo est. FHA · 3.5% down · rate 4.990% · APR 5.775%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Ready OctoberPrice reduced
- HOA
- $100/yr
- Availability
- Ready October
- Community
- Waterford
FHA
$3,023/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.775%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$2,934/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.257%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-

Lantana
Waterford · Homesite 274 · 4 bd · 2.5 ba · 2,045 sq ft · 2-car
$349,990
$367,990$2,745/mo est. FHA · 3.5% down · rate 4.990% · APR 5.782%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Ready OctoberPrice reduced
- HOA
- $100/yr
- Availability
- Ready October
- Community
- Waterford
FHA
$2,745/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.782%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$2,665/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.263%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-
Robie
Waterford · Homesite 310 · 5 bd · 3 ba · 2,447 sq ft · 2-car
$338,070
$2,662/mo est. FHA · 3.5% down · rate 4.990% · APR 5.784%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Under construction
- HOA
- $100/yr
- Availability
- Under Construction
- Community
- Waterford
FHA
$2,662/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.784%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$2,585/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.265%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-
Elston
Waterford · Homesite 311 · 4 bd · 2.5 ba · 2,260 sq ft · 2-car
$326,070
$2,578/mo est. FHA · 3.5% down · rate 4.990% · APR 5.786%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Under construction
- HOA
- $100/yr
- Availability
- Under Construction
- Community
- Waterford
FHA
$2,578/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.786%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$2,504/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.267%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-
Elston
Waterford · Homesite 303 · 4 bd · 2.5 ba · 2,260 sq ft · 2-car
$324,070
$2,565/mo est. FHA · 3.5% down · rate 4.990% · APR 5.787%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Under construction
- HOA
- $100/yr
- Availability
- Under Construction
- Community
- Waterford
FHA
$2,565/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.787%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$2,491/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.267%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-
Elston
Waterford · Homesite 309 · 4 bd · 2.5 ba · 2,260 sq ft · 2-car
$324,070
$2,565/mo est. FHA · 3.5% down · rate 4.990% · APR 5.787%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Under construction
- HOA
- $100/yr
- Availability
- Under Construction
- Community
- Waterford
FHA
$2,565/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.787%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$2,491/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.267%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-
Harper
Waterford · Homesite 204 · 4 bd · 2 ba · 1,665 sq ft · 2-car
$302,070
$2,412/mo est. FHA · 3.5% down · rate 4.990% · APR 5.792%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Under construction
- HOA
- $100/yr
- Availability
- Under Construction
- Community
- Waterford
FHA
$2,412/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.792%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$2,343/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.272%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-
Harper
Waterford · Homesite 206 · 4 bd · 2 ba · 1,665 sq ft · 2-car
$302,070
$2,412/mo est. FHA · 3.5% down · rate 4.990% · APR 5.792%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Under construction
- HOA
- $100/yr
- Availability
- Under Construction
- Community
- Waterford
FHA
$2,412/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.792%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$2,343/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.272%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-

Harper
Waterford · Homesite 208 · 4 bd · 2 ba · 1,665 sq ft · 2-car
$299,990
$302,070$2,397/mo est. FHA · 3.5% down · rate 4.990% · APR 5.792%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Ready OctoberPrice reduced
- HOA
- $100/yr
- Availability
- Ready October
- Community
- Waterford
FHA
$2,397/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.792%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$2,329/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.273%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
Where these payment numbers come from
- FHA — note rate 4.990%, from gov-499-november.pdf — D.R. Horton / DHI Mortgage corporate flyer, REV 08/11/26 (assets/flyers/programs/), confirmed 2026-09-03, good through 2026-11-30.
- Conventional — no figure is shown anywhere on this site. The rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage quotes this one directly.
- VA — note rate 4.990%, from gov-499-november.pdf — D.R. Horton / DHI Mortgage corporate flyer, REV 08/11/26 (assets/flyers/programs/), confirmed 2026-09-03, good through 2026-11-30.
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
Thinking about Waterford?
Text me and I'll tell you which homesites I'd look at first and which ones I'd skip. If you want to walk it, it's about 90 minutes (roughly 63 miles) from downtown Ocala — pick a day and I'll meet you there.