The Elston
Elston is one of the plans D.R. Horton is building around Ocala. There are 12 of them available right now. Which one is worth looking at depends far more on the homesite than on the plan, so once you like the layout, text me and we'll talk about where they sit.
Inventory and pricing as of September 8, 2026.
| Size | 2,260 sq ft |
|---|---|
| Bedrooms | 4 |
| Bathrooms | 2.5 |
| Garage | 2-car |
| Available now | 12, from $313,070 |
| Communities | Emerson Pointe · Ocala Crossings South · Sandal Key · Tartan Farms · Twisted Oaks · Waterford |
Elston homes available now
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Elston
Emerson Pointe · Homesite 26 · 4 bd · 2.5 ba · 2,260 sq ft · 2-car
$316,080
$2,373/mo est. FHA · 3.5% down · rate 4.990% · APR 5.789%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Under construction
- HOA
- $95/mo
- Homesite
- ≈4,790 sq ft
- Availability
- Under Construction
- Community
- Emerson Pointe
FHA
$2,373/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.789%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$2,301/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.269%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-
Elston
Emerson Pointe · Homesite 23 · 4 bd · 2.5 ba · 2,260 sq ft · 2-car
$316,070
$2,373/mo est. FHA · 3.5% down · rate 4.990% · APR 5.789%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Ready October
- HOA
- $95/mo
- Homesite
- ≈4,790 sq ft
- Availability
- Ready October
- Community
- Emerson Pointe
FHA
$2,373/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.789%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$2,301/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.269%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-
Elston
Emerson Pointe · Homesite 61 · 4 bd · 2.5 ba · 2,260 sq ft · 2-car
$313,070
$2,352/mo est. FHA · 3.5% down · rate 4.990% · APR 5.789%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Ready October
- HOA
- $95/mo
- Availability
- Ready October
- Community
- Emerson Pointe
FHA
$2,352/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.789%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$2,281/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.270%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-
Elston
Ocala Crossings South · Homesite 14 / Blk AE · 4 bd · 2.5 ba · 2,260 sq ft · 2-car
$320,070
$2,416/mo est. FHA · 3.5% down · rate 4.990% · APR 5.788%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Ready October
- HOA
- $110/mo
- Homesite
- ≈4,790 sq ft
- Availability
- Ready October
- Community
- Ocala Crossings South
FHA
$2,416/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.788%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$2,343/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.268%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-
Elston
Ocala Crossings South · Homesite 11 / Blk AE · 4 bd · 2.5 ba · 2,260 sq ft · 2-car
$315,990
$318,070$2,387/mo est. FHA · 3.5% down · rate 4.990% · APR 5.789%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Ready OctoberPrice reduced
- HOA
- $110/mo
- Homesite
- ≈4,790 sq ft
- Availability
- Ready October
- Community
- Ocala Crossings South
FHA
$2,387/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.789%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$2,316/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.269%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-
Elston
Sandal Key · Homesite 81 / Blk A · 4 bd · 2.5 ba · 2,260 sq ft · 2-car
$313,070
$2,599/mo est. FHA · 3.5% down · rate 4.990% · APR 5.789%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Under construction
- HOA
- $345/qtr
- Homesite
- ≈4,790 sq ft
- Availability
- Under Construction
- Community
- Sandal Key
FHA
$2,599/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.789%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$2,528/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.270%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-
Elston
Tartan Farms · Homesite 107 · 4 bd · 2.5 ba · 2,260 sq ft · 2-car
$326,070
$2,564/mo est. FHA · 3.5% down · rate 4.990% · APR 5.786%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Under construction
- HOA
- $15/mo
- Homesite
- ≈4,360 sq ft
- Availability
- Under Construction
- Community
- Tartan Farms
FHA
$2,564/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.786%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$2,490/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.267%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-
Elston
Tartan Farms · Homesite 104 · 4 bd · 2.5 ba · 2,260 sq ft · 2-car
$319,990
$324,070$2,521/mo est. FHA · 3.5% down · rate 4.990% · APR 5.788%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Ready OctoberPrice reduced
- HOA
- $15/mo
- Homesite
- ≈4,790 sq ft
- Availability
- Ready October
- Community
- Tartan Farms
FHA
$2,521/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.788%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$2,449/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.268%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-
Elston
Twisted Oaks · Homesite 279 · 4 bd · 2.5 ba · 2,260 sq ft · 2-car
$319,990
$327,070$2,364/mo est. FHA · 3.5% down · rate 4.990% · APR 5.788%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Ready OctoberPrice reduced
- HOA
- $13.50/mo
- Homesite
- ≈5,230 sq ft
- Availability
- Ready October
- Community
- Twisted Oaks
FHA
$2,364/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.788%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$2,291/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.268%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-
Elston
Waterford · Homesite 311 · 4 bd · 2.5 ba · 2,260 sq ft · 2-car
$326,070
$2,578/mo est. FHA · 3.5% down · rate 4.990% · APR 5.786%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Under construction
- HOA
- $100/yr
- Availability
- Under Construction
- Community
- Waterford
FHA
$2,578/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.786%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$2,504/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.267%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-
Elston
Waterford · Homesite 303 · 4 bd · 2.5 ba · 2,260 sq ft · 2-car
$324,070
$2,565/mo est. FHA · 3.5% down · rate 4.990% · APR 5.787%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Under construction
- HOA
- $100/yr
- Availability
- Under Construction
- Community
- Waterford
FHA
$2,565/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.787%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$2,491/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.267%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-
Elston
Waterford · Homesite 309 · 4 bd · 2.5 ba · 2,260 sq ft · 2-car
$324,070
$2,565/mo est. FHA · 3.5% down · rate 4.990% · APR 5.787%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Under construction
- HOA
- $100/yr
- Availability
- Under Construction
- Community
- Waterford
FHA
$2,565/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.787%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$2,491/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.267%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
Where these payment numbers come from
- FHA — note rate 4.990%, from gov-499-november.pdf — D.R. Horton / DHI Mortgage corporate flyer, REV 08/11/26 (assets/flyers/programs/), confirmed 2026-09-03, good through 2026-11-30.
- Conventional — no figure is shown anywhere on this site. The rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage quotes this one directly.
- VA — note rate 4.990%, from gov-499-november.pdf — D.R. Horton / DHI Mortgage corporate flyer, REV 08/11/26 (assets/flyers/programs/), confirmed 2026-09-03, good through 2026-11-30.
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.