Somerset Bay

New single-family homes in Spring Hill on the Nature Coast — an established Hernando County community close to shopping, the Suncoast Parkway and the Gulf.

Inventory and pricing as of September 8, 2026.

Somerset Bay in Spring Hill, Florida
Where it isSpring Hill, FL · Hernando County
Drive from Ocalaabout 100 minutes (roughly 68 miles) from downtown Ocala
Homes available12, from $252,990 to $300,000
HOA$8/mo
Bedrooms3 to 5
Plans hereAlford, Archer II, Cameron, Dundee, Greenbriar
Home typeSingle-family

Community site plan (PDF)

Available in Somerset Bay

  • Dundee plan, a new D.R. Horton home in Somerset Bay

    Dundee

    Somerset Bay · Homesite 327 · 5 bd · 2 ba · 1,708 sq ft · 2-car

    $300,000$300,070

    $2,360/mo est. FHA · 3.5% down · rate 4.990% · APR 5.792%

    Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.

    Under constructionPrice reduced

    HOA
    $100/yr
    Availability
    Under Construction
    Community
    Somerset Bay

    FHA

    $2,360/mo

    3.5% down · 30-yr fixed · rate 4.990% · APR 5.792%

    Conventional

    —

    No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.

    VA

    $2,292/mo

    0% down · 30-yr fixed · rate 4.990% · APR 5.273%

    Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.

    Ask me about this one

  • Alford

    Somerset Bay · Homesite 390 · 5 bd · 2 ba · 1,739 sq ft · 1-car

    $278,070

    $2,170/mo est. FHA · 3.5% down · rate 4.990% · APR 5.798%

    Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.

    Under construction

    HOA
    $100/yr
    Availability
    Under Construction
    Community
    Somerset Bay

    FHA

    $2,170/mo

    3.5% down · 30-yr fixed · rate 4.990% · APR 5.798%

    Conventional

    —

    No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.

    VA

    $2,107/mo

    0% down · 30-yr fixed · rate 4.990% · APR 5.278%

    Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.

    Ask me about this one

  • Archer II plan, a new D.R. Horton home in Somerset Bay

    Archer II

    Somerset Bay · Homesite 328 · 3 bd · 2 ba · 1,328 sq ft · 2-car

    $278,070

    $2,208/mo est. FHA · 3.5% down · rate 4.990% · APR 5.798%

    Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.

    Under construction

    HOA
    $100/yr
    Availability
    Under Construction
    Community
    Somerset Bay

    FHA

    $2,208/mo

    3.5% down · 30-yr fixed · rate 4.990% · APR 5.798%

    Conventional

    —

    No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.

    VA

    $2,144/mo

    0% down · 30-yr fixed · rate 4.990% · APR 5.278%

    Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.

    Ask me about this one

  • Archer II plan, a new D.R. Horton home in Somerset Bay

    Archer II

    Somerset Bay · Homesite 325 · 3 bd · 2 ba · 1,328 sq ft · 2-car

    $277,990$279,070

    $2,207/mo est. FHA · 3.5% down · rate 4.990% · APR 5.798%

    Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.

    Ready OctoberPrice reduced

    HOA
    $100/yr
    Availability
    Ready October
    Community
    Somerset Bay

    FHA

    $2,207/mo

    3.5% down · 30-yr fixed · rate 4.990% · APR 5.798%

    Conventional

    —

    No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.

    VA

    $2,144/mo

    0% down · 30-yr fixed · rate 4.990% · APR 5.278%

    Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.

    Ask me about this one

  • Alford

    Somerset Bay · Homesite 156 · 5 bd · 2 ba · 1,739 sq ft · 1-car

    $276,990$277,070

    $2,163/mo est. FHA · 3.5% down · rate 4.990% · APR 5.799%

    Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.

    Under constructionPrice reduced

    HOA
    $100/yr
    Availability
    Under Construction
    Community
    Somerset Bay

    FHA

    $2,163/mo

    3.5% down · 30-yr fixed · rate 4.990% · APR 5.799%

    Conventional

    —

    No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.

    VA

    $2,100/mo

    0% down · 30-yr fixed · rate 4.990% · APR 5.278%

    Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.

    Ask me about this one

  • Alford

    Somerset Bay · Homesite 393 · 5 bd · 2 ba · 1,739 sq ft · 1-car

    $275,000$277,070

    $2,149/mo est. FHA · 3.5% down · rate 4.990% · APR 5.799%

    Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.

    Under constructionPrice reduced

    HOA
    $100/yr
    Availability
    Under Construction
    Community
    Somerset Bay

    FHA

    $2,149/mo

    3.5% down · 30-yr fixed · rate 4.990% · APR 5.799%

    Conventional

    —

    No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.

    VA

    $2,087/mo

    0% down · 30-yr fixed · rate 4.990% · APR 5.279%

    Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.

    Ask me about this one

See these in the full list

Where these payment numbers come from

  • FHA — note rate 4.990%, from gov-499-november.pdf — D.R. Horton / DHI Mortgage corporate flyer, REV 08/11/26 (assets/flyers/programs/), confirmed 2026-09-03, good through 2026-11-30.
  • Conventional — no figure is shown anywhere on this site. The rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage quotes this one directly.
  • VA — note rate 4.990%, from gov-499-november.pdf — D.R. Horton / DHI Mortgage corporate flyer, REV 08/11/26 (assets/flyers/programs/), confirmed 2026-09-03, good through 2026-11-30.

Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.

Thinking about Somerset Bay?

Text me and I'll tell you which homesites I'd look at first and which ones I'd skip. If you want to walk it, it's about 100 minutes (roughly 68 miles) from downtown Ocala — pick a day and I'll meet you there.

Call or text Rudy Book a walkthrough