Mockingbird Reserve

New single-family homes and villas in the Mockingbird Reserve section of southwest Ocala's Winding Oaks — approachable pricing and an easy commute to town.

Inventory and pricing as of September 8, 2026.

Mockingbird Reserve in Ocala, Florida
Where it isOcala, FL · Marion County
Drive from Ocalaabout 10 minutes (roughly 8 miles) from downtown Ocala
Homes available10, from $235,990 to $339,990
HOA$129/mo
Bedrooms2 to 4
Plans hereAstor, Avon, Bowen, Carrington, Clifton, Delray, Jennings
Home typeSingle-family & villas

Community site plan (PDF)

Available in Mockingbird Reserve

  • Delray plan, a new D.R. Horton home in Mockingbird Reserve

    Delray

    Mockingbird Reserve · Homesite 65 · 4 bd · 2 ba · 2,034 sq ft · 2-car

    $339,990$352,990

    $2,825/mo est. FHA · 3.5% down · rate 4.990% · APR 5.784%

    Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.

    Ready OctoberPrice reduced

    HOA
    $129.19/mo
    Homesite
    ≈10,020 sq ft
    Availability
    Ready October
    Community
    Mockingbird Reserve

    FHA

    $2,825/mo

    3.5% down · 30-yr fixed · rate 4.990% · APR 5.784%

    Conventional

    —

    No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.

    VA

    $2,748/mo

    0% down · 30-yr fixed · rate 4.990% · APR 5.264%

    Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.

    Ask me about this one

  • Avon plan, a new D.R. Horton home in Mockingbird Reserve

    Avon

    Mockingbird Reserve · Homesite 67 · 3 bd · 2 ba · 1,641 sq ft · 2-car

    $289,990$305,990

    $2,477/mo est. FHA · 3.5% down · rate 4.990% · APR 5.795%

    Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.

    Ready OctoberPrice reduced

    HOA
    $129.19/mo
    Homesite
    ≈6,530 sq ft
    Availability
    Ready October
    Community
    Mockingbird Reserve

    FHA

    $2,477/mo

    3.5% down · 30-yr fixed · rate 4.990% · APR 5.795%

    Conventional

    —

    No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.

    VA

    $2,411/mo

    0% down · 30-yr fixed · rate 4.990% · APR 5.275%

    Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.

    Ask me about this one

  • Clifton plan, a new D.R. Horton home in Mockingbird Reserve

    Clifton

    Mockingbird Reserve · Homesite 64 · 3 bd · 2 ba · 1,816 sq ft · 2-car

    $286,990$323,510

    $2,456/mo est. FHA · 3.5% down · rate 4.990% · APR 5.796%

    Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.

    Ready OctoberPrice reduced

    HOA
    $129.19/mo
    Homesite
    ≈6,530 sq ft
    Availability
    Ready October
    Community
    Mockingbird Reserve

    FHA

    $2,456/mo

    3.5% down · 30-yr fixed · rate 4.990% · APR 5.796%

    Conventional

    —

    No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.

    VA

    $2,391/mo

    0% down · 30-yr fixed · rate 4.990% · APR 5.276%

    Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.

    Ask me about this one

  • Jennings plan, a new D.R. Horton home in Mockingbird Reserve

    Jennings

    Mockingbird Reserve · Homesite 49 · 2 + flex bd · 2 ba · 1,614 sq ft · 2-car

    $269,990$295,800

    $2,288/mo est. FHA · 3.5% down · rate 4.990% · APR 5.801%

    Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.

    Ready OctoberPrice reduced

    HOA
    $129.19/mo
    Homesite
    ≈6,970 sq ft
    Availability
    Ready October
    Community
    Mockingbird Reserve

    FHA

    $2,288/mo

    3.5% down · 30-yr fixed · rate 4.990% · APR 5.801%

    Conventional

    —

    No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.

    VA

    $2,227/mo

    0% down · 30-yr fixed · rate 4.990% · APR 5.280%

    Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.

    Ask me about this one

  • Astor plan, a new D.R. Horton home in Mockingbird Reserve

    Astor

    Mockingbird Reserve · Homesite 47 · 3 bd · 2 ba · 1,504 sq ft · 2-car

    $259,990$273,990

    $2,218/mo est. FHA · 3.5% down · rate 4.990% · APR 5.804%

    Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.

    Ready OctoberPrice reduced

    HOA
    $129.19/mo
    Homesite
    ≈4,790 sq ft
    Availability
    Ready October
    Community
    Mockingbird Reserve

    FHA

    $2,218/mo

    3.5% down · 30-yr fixed · rate 4.990% · APR 5.804%

    Conventional

    —

    No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.

    VA

    $2,159/mo

    0% down · 30-yr fixed · rate 4.990% · APR 5.283%

    Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.

    Ask me about this one

  • Carrington plan, a new D.R. Horton home in Mockingbird Reserve

    Carrington

    Mockingbird Reserve · Homesite 88 · 2 + flex bd · 2 ba · 1,564 sq ft · 2-car

    $249,990$269,990

    $2,117/mo est. FHA · 3.5% down · rate 4.990% · APR 5.807%

    Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.

    Ready OctoberPrice reduced

    HOA
    $129.19/mo
    Homesite
    ≈4,360 sq ft
    Availability
    Ready October
    Community
    Mockingbird Reserve

    FHA

    $2,117/mo

    3.5% down · 30-yr fixed · rate 4.990% · APR 5.807%

    Conventional

    —

    No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.

    VA

    $2,061/mo

    0% down · 30-yr fixed · rate 4.990% · APR 5.286%

    Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.

    Ask me about this one

See these in the full list

Where these payment numbers come from

  • FHA — note rate 4.990%, from gov-499-november.pdf — D.R. Horton / DHI Mortgage corporate flyer, REV 08/11/26 (assets/flyers/programs/), confirmed 2026-09-03, good through 2026-11-30.
  • Conventional — no figure is shown anywhere on this site. The rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage quotes this one directly.
  • VA — note rate 4.990%, from gov-499-november.pdf — D.R. Horton / DHI Mortgage corporate flyer, REV 08/11/26 (assets/flyers/programs/), confirmed 2026-09-03, good through 2026-11-30.

Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.

Thinking about Mockingbird Reserve?

Text me and I'll tell you which homesites I'd look at first and which ones I'd skip. If you want to walk it, it's about 10 minutes (roughly 8 miles) from downtown Ocala — pick a day and I'll meet you there.

Call or text Rudy Book a walkthrough