Derby Creek
New single-family homes in the Derby Creek section of southwest Ocala's Winding Oaks — generous plans and everyday value with quick I-75 access.
Inventory and pricing as of September 8, 2026.
| Where it is | Ocala, FL · Marion County |
|---|---|
| Drive from Ocala | about 10 minutes (roughly 8 miles) from downtown Ocala |
| Homes available | 7, from $250,000 to $265,990 |
| HOA | $51/mo |
| Bedrooms | 3 to 4 |
| Plans here | Cameron, Greenbriar |
| Home type | Single-family |
Available in Derby Creek
-
Cameron
Derby Creek · Homesite 57 · 4 bd · 2 ba · 1,560 sq ft · 1-car
$265,990
$270,965$1,981/mo est. FHA · 3.5% down · rate 4.990% · APR 5.802%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Ready OctoberPrice reduced
- HOA
- $51.20/mo
- Homesite
- ≈4,360 sq ft
- Availability
- Ready October
- Community
- Derby Creek
FHA
$1,981/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.802%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$1,921/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.281%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-
Cameron
Derby Creek · Homesite 58 · 4 bd · 2 ba · 1,560 sq ft · 1-car
$265,990
$271,965$1,981/mo est. FHA · 3.5% down · rate 4.990% · APR 5.802%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Ready OctoberPrice reduced
- HOA
- $51.20/mo
- Homesite
- ≈4,360 sq ft
- Availability
- Ready October
- Community
- Derby Creek
FHA
$1,981/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.802%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$1,921/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.281%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-
Cameron
Derby Creek · Homesite 59 · 4 bd · 2 ba · 1,560 sq ft · 1-car
$265,990
$271,965$1,981/mo est. FHA · 3.5% down · rate 4.990% · APR 5.802%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Ready OctoberPrice reduced
- HOA
- $51.20/mo
- Homesite
- ≈4,360 sq ft
- Availability
- Ready October
- Community
- Derby Creek
FHA
$1,981/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.802%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$1,921/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.281%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-
Cameron
Derby Creek · Homesite 15 · 4 bd · 2 ba · 1,560 sq ft · 1-car
$262,990
$271,965$1,960/mo est. FHA · 3.5% down · rate 4.990% · APR 5.803%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Ready OctoberPrice reduced
- HOA
- $51.20/mo
- Homesite
- ≈4,360 sq ft
- Availability
- Ready October
- Community
- Derby Creek
FHA
$1,960/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.803%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$1,900/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.282%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-
Greenbriar
Derby Creek · Homesite 20 · 3 bd · 2 ba · 1,223 sq ft · 1-car
$260,965
$1,946/mo est. FHA · 3.5% down · rate 4.990% · APR 5.804%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Ready October
- HOA
- $51.20/mo
- Homesite
- ≈4,360 sq ft
- Availability
- Ready October
- Community
- Derby Creek
FHA
$1,946/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.804%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$1,887/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.283%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-
Cameron
Derby Creek · Homesite 17 · 4 bd · 2 ba · 1,560 sq ft · 1-car
$259,990
$270,965$1,939/mo est. FHA · 3.5% down · rate 4.990% · APR 5.804%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Ready OctoberPrice reduced
- HOA
- $51.20/mo
- Homesite
- ≈4,360 sq ft
- Availability
- Ready October
- Community
- Derby Creek
FHA
$1,939/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.804%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$1,880/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.283%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-
Greenbriar
Derby Creek · Homesite 18 · 3 bd · 2 ba · 1,223 sq ft · 1-car
$250,000
$261,965$1,870/mo est. FHA · 3.5% down · rate 4.990% · APR 5.807%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Ready OctoberPrice reduced
- HOA
- $51.20/mo
- Homesite
- ≈4,790 sq ft
- Availability
- Ready October
- Community
- Derby Creek
FHA
$1,870/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.807%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$1,813/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.286%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
Where these payment numbers come from
- FHA — note rate 4.990%, from gov-499-november.pdf — D.R. Horton / DHI Mortgage corporate flyer, REV 08/11/26 (assets/flyers/programs/), confirmed 2026-09-03, good through 2026-11-30.
- Conventional — no figure is shown anywhere on this site. The rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage quotes this one directly.
- VA — note rate 4.990%, from gov-499-november.pdf — D.R. Horton / DHI Mortgage corporate flyer, REV 08/11/26 (assets/flyers/programs/), confirmed 2026-09-03, good through 2026-11-30.
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
Thinking about Derby Creek?
Text me and I'll tell you which homesites I'd look at first and which ones I'd skip. If you want to walk it, it's about 10 minutes (roughly 8 miles) from downtown Ocala — pick a day and I'll meet you there.