Citrus Springs
Single-family homes on scattered homesites throughout Citrus Springs in Citrus County — quiet Nature Coast living near the Withlacoochee State Trail and Rainbow Springs.
Inventory and pricing as of September 8, 2026.
| Where it is | Citrus Springs, FL · Citrus County |
|---|---|
| Drive from Ocala | about 40 minutes (roughly 28 miles) from downtown Ocala |
| Homes available | 8, from $259,990 to $299,990 |
| HOA | $0/mo |
| Bedrooms | 3 to 4 |
| Plans here | Cali, Dakota |
| Home type | Single-family · spot lots |
Available in Citrus Springs
-
Cali
Citrus Springs · Homesite 1 / Blk 1743 · 4 bd · 2 ba · 1,828 sq ft · 2-car
$299,990
$303,070$2,166/mo est. FHA · 3.5% down · rate 4.990% · APR 5.792%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Ready OctoberPrice reduced
- HOA
- None
- Homesite
- ≈11,760 sq ft
- Availability
- Ready October
- Community
- Citrus Springs
FHA
$2,166/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.792%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$2,098/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.273%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-
Cali
Citrus Springs · Homesite 2 / Blk 1383 · 4 bd · 2 ba · 1,828 sq ft · 2-car
$295,070
$2,132/mo est. FHA · 3.5% down · rate 4.990% · APR 5.794%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Under construction
- HOA
- None
- Homesite
- ≈10,450 sq ft
- Availability
- Under Construction
- Community
- Citrus Springs
FHA
$2,132/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.794%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$2,065/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.274%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-
Cali
Citrus Springs · Homesite 15 / Blk 61 · 4 bd · 2 ba · 1,828 sq ft · 2-car
$293,070
$2,118/mo est. FHA · 3.5% down · rate 4.990% · APR 5.794%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Under construction
- HOA
- None
- Homesite
- ≈10,020 sq ft
- Availability
- Under Construction
- Community
- Citrus Springs
FHA
$2,118/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.794%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$2,052/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.274%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-
Cali
Citrus Springs · Homesite 8 / Blk 1518 · 4 bd · 2 ba · 1,828 sq ft · 2-car
$291,070
$2,104/mo est. FHA · 3.5% down · rate 4.990% · APR 5.795%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Under construction
- HOA
- None
- Homesite
- ≈10,020 sq ft
- Availability
- Under Construction
- Community
- Citrus Springs
FHA
$2,104/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.795%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$2,038/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.275%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-
Cali
Citrus Springs · Homesite 11 / Blk 934 · 4 bd · 2 ba · 1,828 sq ft · 2-car
$285,990
$293,070$2,069/mo est. FHA · 3.5% down · rate 4.990% · APR 5.796%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Ready OctoberPrice reduced
- HOA
- None
- Homesite
- ≈10,020 sq ft
- Availability
- Ready October
- Community
- Citrus Springs
FHA
$2,069/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.796%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$2,004/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.276%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-
Dakota
Citrus Springs · Homesite 10 / Blk 130 · 3 bd · 2 ba · 1,408 sq ft · 2-car
$267,070
$1,937/mo est. FHA · 3.5% down · rate 4.990% · APR 5.802%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Under construction
- HOA
- None
- Homesite
- ≈10,020 sq ft
- Availability
- Under Construction
- Community
- Citrus Springs
FHA
$1,937/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.802%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$1,877/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.281%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-
Dakota
Citrus Springs · Homesite 17 / Blk 585 · 3 bd · 2 ba · 1,408 sq ft · 2-car
$267,070
$1,937/mo est. FHA · 3.5% down · rate 4.990% · APR 5.802%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Under construction
- HOA
- None
- Homesite
- ≈14,810 sq ft
- Availability
- Under Construction
- Community
- Citrus Springs
FHA
$1,937/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.802%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$1,877/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.281%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
-
Dakota
Citrus Springs · Homesite 14 / Blk 147 · 3 bd · 2 ba · 1,408 sq ft · 2-car
$259,990
$264,070$1,888/mo est. FHA · 3.5% down · rate 4.990% · APR 5.804%
Estimate, not a commitment to lend. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity.
Ready OctoberPrice reduced
- HOA
- None
- Homesite
- ≈8,710 sq ft
- Availability
- Ready October
- Community
- Citrus Springs
FHA
$1,888/mo
3.5% down · 30-yr fixed · rate 4.990% · APR 5.804%
Conventional
—
No figure shown: the rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage can quote this one.
VA
$1,829/mo
0% down · 30-yr fixed · rate 4.990% · APR 5.283%
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
Where these payment numbers come from
- FHA — note rate 4.990%, from gov-499-november.pdf — D.R. Horton / DHI Mortgage corporate flyer, REV 08/11/26 (assets/flyers/programs/), confirmed 2026-09-03, good through 2026-11-30.
- Conventional — no figure is shown anywhere on this site. The rate on file is a dated attestation, not a lender document — no flyer and no mortgage-fee worksheet behind it. Your loan officer at DHI Mortgage quotes this one directly.
- VA — note rate 4.990%, from gov-499-november.pdf — D.R. Horton / DHI Mortgage corporate flyer, REV 08/11/26 (assets/flyers/programs/), confirmed 2026-09-03, good through 2026-11-30.
Estimate only. Not a commitment to lend and not a loan offer. Payment shown is principal, interest, estimated property tax, estimated insurance and HOA where published; it excludes other closing costs. Rate and APR are as of the date shown and are subject to change. Your actual rate, payment and costs depend on your credit, down payment, loan program and the property. Talk to your loan officer at DHI Mortgage for a quote.
Thinking about Citrus Springs?
Text me and I'll tell you which homesites I'd look at first and which ones I'd skip. If you want to walk it, it's about 40 minutes (roughly 28 miles) from downtown Ocala — pick a day and I'll meet you there.